Use it as collateral for a short-term loan instead of selling it outright. No credit check, no credit impact, and you keep the option to get it back.
A pawn loan lets you get cash today using your gold, jewelry, or a qualifying watch as collateral — the item stays safely with us, and you get it back when the loan is repaid.
Rates and terms are current as of the date on this page and are subject to change. Confirm current terms in-store before your visit.
If a loan isn't repaid or renewed within the grace period, the item forfeits to the shop. That's the full extent of it — there's no damage to your credit and no further obligation on your end.
No. Your personal credit is never checked or used in a pawn loan, and nothing about the loan — including a forfeited item — is ever reported to credit bureaus.
Yes. Loans run in 30-day periods and can be renewed at the end of each period, plus you have a 3-day grace period built in as well.
No — there's no minimum on how small a loan can be.
Both. Gold, jewelry, and qualifying luxury watches can all be used as collateral for a loan, the same way they can be sold outright.
A valid government-issued photo ID and the item you'd like to use as collateral.
Walk in with a valid ID and the item you'd like to use as collateral — no appointment required.
We evaluate the item and offer a loan amount against it, with terms explained clearly before you agree to anything.
Accept the loan and walk out with cash. Repay or renew within your loan period to get your item back.